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Understanding Governmental Insurance Options

Access to healthcare insurance has been a standing health issue in the United States. Millions of Americans report having difficulty paying their medical bills. Thus, healthcare costs can be the difference between optimal quality of life and a greater burden of disease. With the enactment of the Affordable Care Act, Americans will not have any difficulty obtaining healthcare insurance, which is expected to alleviate the burden of excessive medical care costs.

This week, you will learn about the history of governmental insurance options that have led to the Affordable Care Act. You will have the opportunity to understand how health policy implementation has the ability to impact the entire population and can play a critical role in the viability of the US economy. For example, child passenger safety laws require drivers to secure children at or below a certain age and/or weight by strapping them in the car. Lack of compliance with child passenger seat belt laws could ultimately lead to expensive fines and increased injury.

Using the Internet, research the major differences between Medicare, Medicaid, Children’s Health Insurance Program, and the Affordable Care Act.

Based on your research, respond to the following:

  • How do you think current health policy legislation will impact health disparities in your community?

Give reasons and examples in support of your responses. Be sure to cite any relevant resources.

Write your initial response in approximately 300 words. Your responses should clarify your understanding of the topic. They should be your own, original, and free from plagiarism. Follow the APA format for writing style, spelling and grammar, and citation of sources.

Participate in the discussion by analyzing each response for completeness and accuracy and by suggesting specific additions or clarifications for improving the discussion question response.

Evaluation Criteria:

  • Explained the impact of current health policy legislation on health disparities in your community.
  • Responses demonstrated in-depth research and analysis.
  • Justified your answers with appropriate research and reasoning.
  • Commented on the postings of at least two peers.

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